The “4-Point” Home Inspection and Why You Need One

  • Post on January 11th, 2021
  • by RocketEditor
  • at Uncategorized

The primary purpose of a 4-point home inspection is to provide critical information to the prospective home buyer that will enable them to make a well-informed decision about purchasing that piece of property. Although the primary focus of the home inspector is any major defect that will result in expensive repairs, a 4-point inspection focuses on the following important areas of the home:

  • electrical panels and wiring
  • heating, ventilation, and air conditioning or HVAC system
  • plumbing connections and fixtures
  • roof

Plus, the home inspection and inspection report describe the age and condition of these components and systems.  Once the buyer is made aware of any defects, they have the option of negotiating with the seller to either reduce the selling price or have the seller do the repairs before the buyer agrees to continue with the transaction. This goes a long way in saving money for the buyer and is worth more than the inspection that they pay for. It is a way to ensure that the investment in a new home is worth it.

Why do You need a 4-Point Inspection?

In recent years, insurers have become increasingly opposed to insuring homes that are 25 years old or older.  The common concern is that there may be certain issues with older homes that could eventually become a huge liability to them.  For instance, if an older roof finally fails, the homeowner may file a claim and seek reimbursement for the replacement of the roof as well as any damage to the home’s contents.  There are similar concerns where the electrical, HVAC, and plumbing systems are concerned. Thus, our inspectors cover everything.

What are the different types of defects listed on a home inspection report?

Any potential repair or replacement issues will be noted in your home inspection report and listed as one or more of the following defects:

  • Cosmetic defects – a superficial blemish or flaw that has no impact on the functionality or safety of the home
  • Major defects – a component or system that is non-functional or not working and needs to be repaired or replaced
  • Material defects – a condition or issue that could become a safety hazard or have a negative impact on the value of the property
  • Minor defects – a smaller issue that a contractor or homeowner can fix or repair

Additional Inspections to consider

One of the benefits of a home inspection report is that it can help you determine if other inspections are needed such as inspections for:

  • asbestos
  • chimney
  • drainage or sewer
  • geological
  • insects and pests
  • lead
  • mildew/mold
  • radon
  • structural issues
  • termites

To learn more about 4-point home inspections or to schedule one for your property, contact Florida Inspections Unlimited at 305-910-1171 today.

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