An elevation certificate is a FEMA form that records how high your building sits compared to the base flood elevation for your property. In Miami-Dade, it is required for new construction and substantial improvements, and it often determines what you pay for flood insurance. FEMA stopped requiring it for NFIP policies in 2023, which is […]

The 2026 season has been remarkably calm, but a quiet sky does not change what a Miami home inspection is worth. As of mid-September, the Atlantic has produced five named storms and not a single hurricane. That is a record for the satellite era. It also has zero effect on your insurance requirements, your roof’s […]

Septic or sewer is not a preference question in Miami-Dade County. It is a timing question. County code can require you to connect to public sewer and abandon the septic tank within 90 days of being notified, at your expense. That makes the wastewater setup one of the few inspection items that can hand a […]